One difficulty that most startup founders and small business owners are all too familiar with is . . . fund-raising. In fact, a recent survey found that 27 percent of businesses responding reported being unable to access the funding they needed. Yet, as troublesome as the process of finding and securing funding might be, small businesses have a bevy of options to pursue outside the normal means. On top of that, news out of the U.S. House of Representatives — its passage, in September, of the Wagner bill — could help ease some of the burden. (The Senate has yet to weigh in on the bill, which was opposed by the Obama administration. The new administration could react differently.) Read More……